6 Steps to Buying a Home

Lack of preparation can rob you of the excitement that comes when you are buying a new home. Don’t let this happen to you! Take some time to read up on the steps to buying a house before you start the search for your dream home. Step One – Save Money Not many people can … Continued

Tips for Increasing your Home’s Appeal

Remember the 60-second rule: you only have about that long to create a winning first impression with a potential buyer! Here are some tips for maximizing your home’s appeal. Interior Evaluate any furniture that disrupts a room’s “flow” or makes it appear smaller Consider renting a storage unit to eliminate unnecessary items Organize bookshelves, pantries, … Continued

10 Things to Know About Your Agent

1. Experience. Are you a full-time professional agent? How long have you been in the business? What professional designations do you have? 2. Team. Do you have a personal assistant, team, or staff to handle the various parts of the purchase? How do I communicate with them? 3. Website. Will you list my home online? … Continued

8 Steps to Selling Your Home

1. Define your needs. Why are you selling your home? Growing family? New job opportunity? Identify your goals, such as time frames and profit margins you hope to obtain. 2. Name your price. Setting a fair price from the beginning will generate action from other agents and buyers. Take into account your home’s condition, comparable … Continued

8 Questions to Ask Your Agent

The right real estate agent can help educate you about your market and analyze your preferences to guide you to homes that meet your criteria. They also coordinate the work of other professionals, negotiate on your behalf, maintain paperwork deadlines, and solve problems that arise. Ultimately, they are there to ensure that your home-buying process … Continued

Opting for New Home Construction

If you decide to build a home rather than purchase an existing one, start by identifying what type of architectural styles appeal to you. Ask friends for referrals. Verify the builder’s state license status if applicable, and check to see if they are certified by the National Association of Home Builders. Even if you are … Continued

Your “Home Wishlist”

As you begin searching for the “perfect home”, your agent will ask you about your needs and wants. To prepare you, look over this list and analyze what you value in a home. Features: Age: Do you prefer historic properties, or newer ones? Style: Do you have a special preference for ranches, bungalows, or another … Continued

How Much House Can I Afford?

When you meet with your lender, consider your lifestyle and spending patterns and leave a little room for the unexpected (repairs, landscaping, furnishings, etc.). The lender’s decisions are based on formulas- historically, banks use a ratio called 28/36 to decide how much you can borrow. An approved housing payment couldn’t be more than 28% of … Continued

8 Steps to Buying a Home

1. Decide to buy: The purchase of a home is the best “accidental investment” people can make, because it lays the foundation for a life of financial security and personal choice. Equity buildup, value appreciation, and tax benefits rank among the best reasons to buy a home. Additionally, consider the following facts: If you are … Continued