Buying a house is a huge step and a significant investment. However, it can seem like an even bigger challenge if you have gone through a short sale in the past. A short sale is when a homeowner sells the property for less than the balance they owe on the mortgage. A short sale can … Continued
Most people who file for bankruptcy consider homeownership to be a potentially impossible feat. The truth is that buying a home after bankruptcy can be challenging, but it isn’t impossible. All it takes is a lot of hard work and patience. In fact, conventional housing loans and government-backed mortgages have put together several programs to … Continued
The housing cost is skyrocketing across the US. Add to this the burden of loans, credit card debts, and other living expenses, most people are financially stretched. They have no time to worry about saving for a down payment, maintaining a good credit score, or lowering their debt-to-income ratio. For this reason, when they eventually … Continued
Across the nation, school loans are a major factor that prevents people from buying a home. Even if you have a stable job and a good grasp on your everyday expenses, owing a lot in student loans can make it challenging to buy a home in two major ways. First, it increases your debt-to-income (DTI) … Continued
Purchasing property can be rather daunting. First-time buyers may not know where to begin. They could start driving around different neighborhoods to see what houses are up for sale, but that’s not very efficient and can be quite time-consuming. Many buyers prefer to work with a realtor. Most real estate agents have a proven track … Continued
The decision to purchase a house shouldn’t be taken lightly. Real estate is one of the most expensive investments that most of us will ever make. It’s okay to take all the time you need to make an informed decision. Every prospective buyer has certain things that they want or need in their next home. … Continued
The decision to purchase a house is never easy. Real estate is popular and something that has continued to grow in demand and value in recent years. A house is also one of the most expensive investments that most people will ever make, so it’s okay to take all the time that you need to … Continued
Houses can be more difficult to obtain than other big-ticket items. You can’t go to a store and select the home that you want. Buyers need to carefully research properties and neighborhoods. They have to think about the amenities that they would like to have and determine how close each potential residence is to doctor’s … Continued
Making the decision to purchase a house is a big step. First-time buyers are making the move from renting or living with family to having property that’s all their own. It’s also a significant expense for most people, so take all the time that you need to make your choice. Some buyers are concerned about … Continued
Home buying can be rather intimidating at first, but it doesn’t have to be. There’s a lot of information and usually plenty of houses to pick from. Enlisting the aid of an experienced realtor can take a lot of the guesswork out of the equation. Some buyers may wonder what they will receive when purchasing … Continued
