Your “Home Wishlist”

As you begin searching for the “perfect home”, your agent will ask you about your needs and wants. To prepare you, look over this list and analyze what you value in a home. Features: Age: Do you prefer historic properties, or newer ones? Style: Do you have a special preference for ranches, bungalows, or another … Continued

How Much House Can I Afford?

When you meet with your lender, consider your lifestyle and spending patterns and leave a little room for the unexpected (repairs, landscaping, furnishings, etc.). The lender’s decisions are based on formulas- historically, banks use a ratio called 28/36 to decide how much you can borrow. An approved housing payment couldn’t be more than 28% of … Continued

8 Steps to Buying a Home

1. Decide to buy: The purchase of a home is the best “accidental investment” people can make, because it lays the foundation for a life of financial security and personal choice. Equity buildup, value appreciation, and tax benefits rank among the best reasons to buy a home. Additionally, consider the following facts: If you are … Continued